If you have a car, you probably have car insurance, right? You purchase car insurance to protect yourself financially in the event of an accident. This way, you don’t have to pay out of pocket for expensive repairs that result from unexpected incidents.

Having insurance for your tractor and farm equipment is important for the same reason. If you were to get into an accident, like a wreck or a fire, or if your tractor was stolen, having agricultural machinery insurance would help cover the expensive cost to repair or replace your equipment.

• Tractors
• Combines
• Forage harvesters
• Planters
• Sprayers
• Hay rakes and wagons
• Other field equipment
• Farm office equipment
• Irrigation equipment
• Tools and supplies

The first way is individually, where each piece of equipment is listed separately on the policy with its own value. The second way is under a blanket in which everything is covered up to a designated amount.